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Personal Insurances

Having insurance cover to protect you through life changing events can be the difference between your life getting back on track, or not.

For those of you who’ve experienced the challenges of poor health, job loss or the loss of a loved one, you’ll know that the last thing you need on top of everything is financial stress.

Insurance is the safety net you need when things go wrong, whether it is through illness, injury, loss of income or loss of a loved one. Having insurance protection will give you the peace of mind to make it through these traumatic and challenging times.

Contact the team at Oncore Wealth Solutions for more information.

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Income Protection

Income Protection is a way of protecting your ability to earn, to bring money into the house, to put food on the table and pay the bills.

While all these tasks are manageable when you have a regular income, can you imagine what it would be like if you were injured and had to take several months off work? Who would support your family or pay the bills?

Income protection insurance, also known as salary continuance, can help you manage your expenses if you are unable to work for a certain amount of time.

Who needs income protection?

The more your family relies on your earnings, the more important this is for you to put into place, alongside other other insurances such as life cover and total and permanent disability cover. Income protection insurance replaces up to 75% of the income you lose through your inability to work due to injury or sickness. This is particularly important for those who are contracting, self-employed, or own small businesses. If your company or your family depends on you being at work, income protection insurance is vital to protect your future.

Australia: 1300 654 484   UK: 0870 900 2901